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Residents

Staying safe online, without the jargon.

You don't need to be a computer whizz to outsmart the scammers — a handful of easy habits does most of the work. Here it all is in plain English, with every number worth keeping by the phone.

Start here

Six simple things that protect you online

Here's the good news: staying safe online isn't about being a computer expert. The National Cyber Security Centre (NCSC) — the UK government's own cyber security experts — says six simple habits stop most online crime. You can do most of them this afternoon with a cup of tea.

Make your password three random words

Forget complicated jumbles of symbols. The NCSC says the best passwords are three random words joined together — like "HillTopTeapotBicycle". Long, strong, easy for you to remember, and very hard for a criminal's computer to guess.

Avoid words a stranger could guess about you — your street, your pet or your football team.

Give your email its own password

Your email is the key to everything else. If a criminal gets in, they can reset your bank, shopping and social media passwords. So your email password should be strong — and used nowhere else at all.

This is the NCSC's number one tip. If you only change one password, change this one.

Let a password manager do the remembering

Nobody can remember dozens of different passwords — and you don't have to. A password manager is a safe app that stores them all for you. Saving passwords in your web browser is fine too.

The NCSC recommends password managers for everyone, not just techy people.

Turn on 2-step verification

This sends a code to your phone when you log in somewhere new — so even if a crook somehow learns your password, they still can't get into your account. Switch it on for your email and banking first.

Sometimes called two-factor authentication or 2FA. It's free and usually takes two minutes per account.

Say yes to updates

Those update reminders on your phone, tablet and computer aren't a nuisance — they contain security fixes that patch the holes criminals climb through. Install them when asked, or switch on automatic updates and forget about it.

This goes for apps and your web browser too, not just the device itself.

Back up the things you'd hate to lose

Photos of the grandchildren, important letters, your address book — copy them somewhere safe, like a memory stick or the cloud. Then even if your device is lost, stolen or locked by criminals, your memories are safe.

Most phones can back themselves up automatically. Once it's set up, it just quietly happens.

Know the tricks

Scams to know about (so they can't catch you out)

Scams reach Highworth the same way they reach everywhere else — by text, phone call, email and social media. They all rely on the same trick: making you rush. Knowing the common ones takes away their power.

The golden rule: if a call, text or message hurries you — pay now, click now, move your money now — that's your cue to slow down. Your real bank will never rush you, and no genuine organisation minds you taking your time to check.

Fake parcel and delivery texts

Text

A text says your parcel couldn't be delivered and asks you to click a link or pay a small "redelivery fee". It looks like Royal Mail, Evri or DPD — but it's a copycat site after your card details. Real couriers don't ask for fees by text.

If you're expecting a parcel, check using the courier's own app or website — never the link in the text. Forward the scam text free to 7726.

The "Hi Mum" / "Hi Dad" message

WhatsApp & text

A message from an unknown number: "Hi Mum, I've broken my phone — this is my new number. Can you help me pay an urgent bill?" It feels real because it plays on love and urgency. It's a scammer, not your child.

Before sending a penny, ring your son or daughter on their usual number. A real child won't mind. A scammer will vanish.

Calls "from your bank" or HMRC

Phone

Someone rings claiming to be your bank's fraud team, the police or HMRC, and says you must move money or pay a tax bill right now. Your real bank will never rush you, and HMRC doesn't demand payment by phone. Hang up.

Then dial 159 to be put through safely to your real bank — and take a breath first, because scammers can stay on the line for a few seconds after you hang up on a landline.

Online marketplace bargains that aren't

Shopping

A puppy, a games console or concert tickets at a too-good-to-be-true price — and the seller wants a bank transfer or vouchers before you've seen anything. Citizens Advice says unusual payment methods and prices that seem too good are the classic warning signs.

Pay by card or PayPal where you can — you get protections a bank transfer doesn't give you. Check reviews of the seller on other websites, not just their own.

Romance scams

Online dating

Someone lovely you've met online — who always has a reason they can't meet — eventually asks for money for an emergency, flights or an "investment". The golden rule from the police: never send money to someone you've only ever met online, however real it feels.

If this has happened to you or someone you care about, it is never the victim's fault. Report it to Report Fraud, and talk to someone you trust.

Tech-support cold calls

Phone

A caller claims to be from Microsoft, BT or "your internet provider" and says your computer has a virus they can fix — if you let them connect remotely or pay a fee. Genuine companies don't cold-call about viruses. Just put the phone down.

Never let an unexpected caller take control of your computer, and never read out codes or passwords over the phone.

Not sure whether something is a scam? Citizens Advice has a quick, friendly checklist — it takes a minute and asks no personal details. Check if something might be a scam.

Report it

Who to tell: the numbers that matter

Reporting a scam takes a minute, costs nothing, and genuinely helps — reports to the NCSC have led to hundreds of thousands of scam websites being taken down. Pop these somewhere handy.

Your quick-reference card

Scam text?
7726
Forward it free — it spells SPAM on an old keypad
Scam email?
report@phishing.gov.uk
Forward it, then delete it
"Bank" on the phone?
159
Hang up, then dial — reaches your real bank
Lost money?
0300 123 2040
Report Fraud, Mon–Fri 8am–8pm

One important update: Action Fraud got a new name in December 2025 — it's now called Report Fraud, with the same phone number.

Scam email? Forward it to report@phishing.gov.uk

Send the dodgy email on to report@phishing.gov.uk and the National Cyber Security Centre will investigate it — and take down the websites it links to. Free, takes a minute, and you don't need to be sure it's a scam.

Then delete the email. Don't click any links in it first.

Scam text? Forward it free to 7726

Forward suspicious texts to 7726 — it spells SPAM on an old phone keypad. It's free and goes straight to your mobile network, who can block the sender. If 7726 doesn't work, screenshot the text and email it to report@phishing.gov.uk.

On most phones: press and hold the message, choose forward, and send to 7726.

Call claiming to be your bank? Hang up and dial 159

159 is the safe number that connects you straight to your own bank's fraud team — it can't be faked or spoofed. It works for the banks behind more than 99% of UK current accounts, including Barclays, HSBC, Lloyds, Nationwide, NatWest, Santander and TSB.

Run by Stop Scams UK. Think of it like 101 for your bank: when in doubt, hang up, then call 159.

Lost money? Tell Report Fraud (the new Action Fraud)

Report Fraud replaced Action Fraud in December 2025 as the UK's official place to report fraud and cyber crime. Report online any time at reportfraud.police.uk, or call 0300 123 2040 (Monday to Friday, 8am to 8pm). Tell your bank straight away too.

The old actionfraud.police.uk address now takes you to the new service, and the phone number hasn't changed. Report Fraud will never call you out of the blue or ask for your bank details.

Spotted a scam website? Report it to the NCSC

Seen a fake shop, a copycat bank page or a dodgy ad? Use the NCSC's quick online form and they'll check it out. You don't have to be certain — they'd rather hear about it than not.

Every report helps get scam sites removed from the internet faster.

Good habits

Everyday habits that keep you safe

A few small habits — like locking the front door — that quietly protect you every day.

Shop online the safe way

The NCSC's advice: pay by credit card where you can (you get extra legal protection), never pay a stranger by bank transfer, and don't let websites you rarely use store your card details. If a price looks too good to be true, it almost certainly is.

Checking out as a guest is fine — it means one less website holding your details.

Give your social media a privacy check-up

Every few months, have a look at who can see your posts. Birthdays, holiday dates and pets' names are gold dust to scammers. Set your profiles so only friends see your posts, and don't accept requests from people you don't know.

Facebook, Instagram and WhatsApp all have a privacy check-up tool in their settings menus.

Look after your home Wi-Fi

Your router is the front door to your home internet, so give it a good lock. Keep Wi-Fi protected with a strong password so neighbours and passers-by can't use it, and change any default password that came printed on the box.

In the router settings, choose WPA2 or WPA3 security if you're given the option — your broadband provider's help pages will show you how. Sorting out your connection too? See our broadband & mobile guide.

Be careful on public Wi-Fi

Free Wi-Fi in cafes and hotels is fine for browsing, but it's not the place for banking or anything private — you can't be sure who set it up. For anything sensitive when you're out and about, use your phone's mobile data instead.

Your phone signal is private to you; a coffee shop hotspot may not be.

Updates and backups: set and forget

Switch on automatic updates and automatic backups on your phone, tablet and computer, and they'll quietly take care of themselves. Ten minutes of setup buys you years of protection.

Stuck? Ask a family member to help you switch these on next time they visit — it's a lovely job for a grandchild.

For your family

Help for families and older residents

Whether you're raising digital-native kids or helping Mum get to grips with her first smartphone, there's free, friendly help made just for you — plus a free local alert service from our police force.

Internet Matters: online safety for every age of child

Families

Free, plain-English guides for parents and carers, organised by your child's age — from pre-schoolers to teenagers. Step-by-step instructions for setting up apps, consoles and parental controls safely.

Backed by the UK's biggest internet and tech companies. Start with the advice by age section.

CEOP Safety Centre: if a child is at risk online

Children

If you're ever worried about the way someone is talking to your child online — grooming, pressure or anything that feels wrong — report it to the CEOP Safety Centre, run by the National Crime Agency's child protection police. Every report is read by a specialist child protection adviser.

If a child is in immediate danger, always call 999 first.

Age UK: friendly help for older residents

Older residents

Age UK has gentle, jargon-free guides on staying safe online, spotting scams, safe online shopping and online banking. You can also call their free advice line on 0800 678 1602, open 8am to 7pm every single day of the year.

Their free printed guide "Staying safe online" is great to share with a neighbour or relative who isn't online much.

Friends Against Scams: free training anyone can take

Everyone

A National Trading Standards scheme that turns ordinary people into scam-spotters. The free online session takes as little as 20 minutes — or watch the 8-minute video — and you'll come away able to protect yourself and look out for others.

Perfect for community groups: you can also request an in-person session for a club or coffee morning.

Sign up for free local police alerts

Local

Wiltshire Police — who police Highworth and the whole Borough of Swindon — run Wiltshire and Swindon Community Messaging. It's free, and sends you alerts about scams and crime in our area by email, text or voicemail, straight from your local neighbourhood policing team.

Sign up in a couple of minutes at wiltsmessaging.co.uk. No cost, no contract, and you can choose exactly what you hear about.

Prefer to talk something through in person? Our council information page lists who to contact at Highworth Town Council and beyond.

Sources & further reading

Information compiled June 2026 — services and offers change, so please check with providers.